Property October 19, 2020
     

How To Protect Your Vacant Home In 5 Steps

We all know that selling your home can be stressful at the best of times, right? But when you need the property vacant for an extended period of time, it can sometimes increase that stress threefold. 

Whatever your reason - perhaps you have accepted a new job in a new area, you need more space to work-from-home or you have finally found your ‘forever home’, leaving your current home empty can bring a handful of challenges in tow. 

From maintaining the property’s condition while you’re away, to ensuring that it is well-protected against natural disasters or burglary incidents, we have rounded up five effective ways to help you protect your vacant home while it sits on the market. So let’s get into it…

 

How To Protect Your Vacant Home In 5 Steps

1. Check your insurance

When you know you are about to leave your home unoccupied for an extended time (this also applies while you are away on holiday too!) it is always a good idea to let your home insurance provider know about it. Often, they will offer a special type of coverage specifically aimed at your individual situation, giving you reassurance that you will be protected should anything go wrong. 

When you inform your home insurance provider, don’t be surprised if your policy charges do increase slightly. Since nobody will be present in the home to occupy nor look after it, insurance providers will often require more money to cover the additional level of risk involved.

What does Unoccupied Home Insurance cover?

*Side note: Policies will differ depending on the insurance company, always check with your provider first. The points below are just outlined as a guideline. 

Storm, flood or fire damage: If any natural disaster strikes while the house is vacant, it will be protected on these grounds

● Escape of water or oil: If a pipe was to burst or there is a serious oil leak in the house, this can be covered

Theft and/or an attempted theft: If someone successfully breaks into your property or attempts to do so and steals your contents, this can be covered

Vandalism: If any criminal damage in relation to vandalism occurs, this can be covered

Legal expenses: If you find that you need to pay legal fees for the removal of any squatters or trespassers on your land/property, or for any personal identity theft, this could also be covered

Public liability insurance: If damage is caused to an object by a property that is your responsibility, this can be covered 

estate agent house cover insurance

 

2. Contact a neighbour

Our second step to protecting your home while you have moved out or are away is by contacting your neighbour to let them know what you are leaving prior to the move. 

After you have packed up your home and you are ready to say your goodbyes, you could do the following:

● Call over to your neighbours home to let them know the situation and ask them to keep an eye on the property while you are not there

● Write a letter with your personal details and your new address 

● If you are expecting any viewings or any appointments to the old property, be sure to let your neighbour know so that they can expect this

Sweeten the deal…

Often enough, your neighbours will be more than happy to look after your vacant property for you. However, it never hurts to sweeten the deal with a gift. Perhaps a bouquet of flowers or some tea and biscuits? 

man giving flower gift delivery to neighbour front door

 

3. Consider mother nature 

Mother nature can be a cruel mistress so it’s important to protect your house from the elements. When the weather turns nasty, you need to be prepared. You could prepare with the following:

● Consider using a programmable thermostat to keep your pipes from freezing in the winter and to cool your property down during the summer months (Tip: Some thermostats have integrated Wi-Fi so you can have remote access to alter them accordingly)

Board your property with a high-quality security screen (Security screens can be particularly effective at keeping mother nature at bay. Strong, sturdy and virtually impenetrable without specialist equipment, they will also stop your vacant home from becoming an easy target for unwanted guests, vandalism or potential break-ins)

UK terrace houses with snow in winter

 

4. Utilise the light

Outdoor security lights typically act on a sensor, turning on when they sense movement or somebody approaching the house. This is both easy and affordable to do, in order to ensure that your home has a little bit extra protection. 

Additionally, setting indoor lights to turn on by a timer at certain times of day can also help to deter potential thieves and give the illusion that the house is lived in. 

house exterior with lights on at night

 

6. Prepare the property

Before you vacate your home for good, there are several things you should think about doing. This can be:

● Replace old/worn entry doors 

● Ensure that all windows are locked

● If there is anything that you need to replace or fix before the property sells, ensure that this is done 

● Activate all security systems

● Activate smart home devices

While we understand that it will be exciting to get away and move into your new home, if something goes wrong with your vacant home could leave you regretting rushing the process of moving out. To prevent this, write a checklist of everything you need to do before you leave and do all you can to ensure that your home is left as safely as possible. 

house maintenance - worker, service man, plumber or electric

 

Get in touch today…

Are you thinking of moving home? Or are you looking for your dream home? We can help! Get in touch with your local Guild Member today to get the ball rolling. 

book an online property valuation

 

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